Prime Capital Investment Advisors is an investment advisory firm based in Ohio, USA. With the key word “prime capital investment advisors reviews”, this article will provide an unbiased assessment of their advisory services, investment strategies and client experiences. We will analyze multiple factors to evaluate if Prime Capital’s offerings are suitable for different types of investors, especially regarding portfolio management, financial planning, risk management and client relationships. By reading this review with over 100 words, investors can gain insights to make informed decisions when choosing investment advisors.
balanced asset allocation strategies followed by prime capital
According to Prime Capital’s website and ADV brochure, they utilize modern portfolio theory and asset allocation strategies to construct diversified portfolios for clients. Their investment committee oversees the portfolio models across different risk tolerances, generally comprised of stocks, bonds, alternatives and cash. The exact allocation varies among aggressive, moderate and conservative investor profiles. This disciplined methodology aligns with academic theories to optimize risk-adjusted returns, striking a balance between performance chasing and capital preservation.
personalized financial planning services offered
In addition to investment management, Prime Capital provides integrated financial planning to clients depending on their needs and preferences. This includes retirement planning with projections about income sustainability, estate planning for wealth transfer, education planning for major expenses, risk management with insurance reviews, as well as tax planning for optimization. Their advisors can customize proposals to account for individual investor’s financial situations when delivering these offerings.
stability and growth attributed to prime capital’s client focus
Founded in 1989, Prime Capital has grown to manage $3 billion assets under management presently. They commit to acting as fiduciaries in clients’ best interest instead of maximizing own profits. Their employee-owned structure further aligns incentive, and staff turnover rate is lower than industry average. These factors contribute to stability amid economic cycles, while delivering satisfactory investment results to boost client assets continuously over decades.
transparency about service model and fee structure
Prime Capital charges asset-based fees on a tiered schedule, typically ranging from 1% to 0.5% based on account size. There could also be fixed fees for specialized services like financial planning. The exact arrangement is agreed upon at engagement and disclosed in client contracts. This fee-only model avoids commission conflicts when advising on investments or insurance products.
In summary, Prime Capital Investment Advisors provides diversified portfolios, personalized planning and satisfactory client services. Their asset-based fee model is reasonably transparent with alignment of interest over long-term. However, investors should still compare against other established RIAs when making selection.