Plan D Investments LLC is an investment advisory firm that provides personalized financial planning and investment management services to clients. As an investor, it’s important to do thorough research before choosing an investment advisor or wealth management firm. Evaluating independent Plan D Investments reviews can provide valuable insight into the company’s services, fees, and client experience. In this article, we will provide key information and assessments of Plan D Investments based on multiple Plan d investments llc reviews from different sources.
Overview and background of Plan D Investments
Plan D Investments LLC is a registered investment advisor based in St. Louis, Missouri. The firm was founded in 2016 by Joel Ponder, a Certified Financial Planner. According to the company’s ADV brochure, Plan D Investments provides customized financial planning, investment management, and retirement planning services for individuals and families. Its stated investment approach utilizes strategic asset allocation, low-cost index investing, and tax optimization strategies. The company manages over $65 million in assets under management as of 2021. Plan D Investments charges an annual asset-based fee starting from 0.50% for investment management services.
Plan D Investments pros based on independent reviews
Based on multiple third-party Plan d investments llc reviews, the company receives positive feedback for its transparent fee structure, personalized services, and accessibility. Many reviewers highlight the customized financial plans provided by Plan D Investments and its focus on clients’ specific goals. The company appears responsive and clients appreciate the direct access to their financial advisor. Overall, reviews indicate clients are satisfied with the risk-adjusted returns and performance of their investment portfolios. According to reviews, the company stands out for its focus on objective, low-cost index investing rather than active stock picking.
Potential downsides highlighted in Plan D Investments reviews
While reviews of Plan D Investments are largely positive, there are a few potential downsides to consider. As a smaller firm, Plan D Investments has limited resources compared to large national wealth managers. It also has a limited geographic presence, currently only serving clients in Missouri and select other states. Some clients felt the investment management fees were still on the higher side relative to the index investing strategies utilized. Reviews also indicate that some clients struggled with the firm’s more passive investment approach and wanted more active recommendations.
Key factors to weigh based on Plan D Investments reviews
Overall, Plan d investments llc reviews indicate the firm provides personalized services and a disciplined investment process focused on passive strategies and low costs. When weighing Plan D Investments, key factors to consider are the level of advisory services required, desired portfolio involvement, fee structure preferences, and geographic location. As a smaller firm, Plan D Investments may be most suitable for those seeking a close advisor relationship and do-it-yourself investors comfortable with passive investing at a lower asset range. Comparing multiple reviews can help determine if Plan D Investments’ approach aligns with your investment needs and preferences.
Plan D Investments LLC is a St. Louis-based RIA that offers customized financial planning and investment management services, with an emphasis on low-cost index investing. Reviews highlight responsive client service and accessible advisors but limited geographic presence and higher costs relative to passive strategies utilized. Key factors to evaluate include services, involvement, fees, and location based on your needs.