Keystone insurance and investment company is a major player in the insurance and financial services industry. With a long history dating back to 1900s, Keystone has grown to become one of the most trusted brands for insurance and investment solutions.
As a composite insurer, Keystone offers a wide range of insurance products including life, health, property and casualty insurance. It serves millions of customers across the United States. Over the decades, the company has leveraged innovation and customer-centric approach to cement its position as a top insurance provider.
Beyond insurance, Keystone also provides investment and retirement solutions to help customers achieve their financial goals. Its investment arm offers services like mutual funds, annuities, college savings plans and retirement plans. With a focus on steady growth and risk management, Keystone aims to generate long-term value for its clients.
The company employs thousands of professionals and takes pride in its financially sound position. It has consistently received high ratings from leading agencies like A.M. Best and Standard & Poor’s. As a responsible corporate citizen, Keystone is also committed to ethics, diversity and sustainability in its operations.
Keystone provides a diverse range of insurance solutions for individuals and businesses
As a composite insurer, Keystone insurance and investment company offers a comprehensive suite of insurance products to meet diverse needs. For individuals, keystone provides life, health, disability, long-term care and annuity insurance. Its life insurance policies include term life, whole life, universal life, indexed universal life etc. Keystone’s health plans cover hospitalization, critical illness, accident and more. Its disability and long-term care plans provide financial security against unexpected events.label{
# The company also serves group insurance needs of employers. Its group offerings include health, dental, vision, disability, life, accident, critical illness etc. For businesses, Keystone provides commercial insurance covering property, liability, workers comp, commercial vehicles and other risks. It offers customized solutions based industry-specific requirements.
No matter the insurance need – individual or group, personal or commercial – keystone aims to deliver the right protection through its suite of policies. It leverages the latest data and analytics to design innovative products. The company’s extensive network of agents and advisors assists customers in selecting the plans best suited for their profile and budget. With a history of prompt claims settlement, Keystone has earned reputation as a trusted insurance provider.
Keystone offers a wide selection of investments and retirement solutions
In addition to insurance, Keystone also provides a gamut of investment and retirement solutions. Its investment menu includes mutual funds, annuities, college savings plans and retirement plans.
Keystone’s mutual fund offerings cover a range of categories – equity, fixed income, allocation, alternative strategies etc. This diversity allows clients to construct a customized portfolio aligned to their risk appetite and goals. Keystone also offers target date funds providing a simplified approach to long-term investing.
For retirement planning, keystone provides tailored solutions like 401(k), 403(b), IRA, fixed and variable annuities. Its retirement accounts help customers accumulate savings in a tax-advantaged manner. Keystone’s annuity products offer guaranteed income streams post-retirement. Its financial advisors assist clients in creating a retirement plan keeping tax implications and income needs in mind.
Beyond mutual funds and retirement accounts, keystone also administers state-based 529 college savings plans. Overall, the company aims to be a one-stop shop for diverse investment and wealth management needs.
Keystone maintains a strong financial position and ratings
As a Fortune 500 company, Keystone has consistently maintained a robust financial profile. As of 2020, it had total assets exceeding $150 billion. The company’s investment portfolio amounted to $75 billion invested in high quality and liquid securities.
For an insurance provider, maintaining adequate capital reserves is vital. Keystone’s exceptional risk-based capital ratio demonstrates its financial strength and ability to meet obligations even in adverse circumstances.
Reflecting its strong capital adequacy and prudent investment approach, Keystone has secured high ratings from agencies like A.M. Best and Standard & Poor’s. It has an A+ rating from A.M. Best indicating superior ability to meet ongoing insurance obligations. S&P has an AA- rating on keystone reflecting very strong financial security.
Keystone’s steady profits, healthy balance sheet, high quality investment portfolio and strong ratings give the confidence to customers that their insurance and investments are in safe hands.
Keystone integrates ethics, diversity and sustainability into its business
As a responsible insurance and investment company, Keystone incorporates ethics, diversity and sustainability principles into its practices.
The company’s code of conduct and ethics policy sets clear guidelines for employees regarding integrity, honesty and accountability. Keystone strives to maintain transparency and responsible behavior while dealing with customers and other stakeholders.
Keystone promotes diversity through its hiring, people development and supplier selection processes. It fosters an inclusive workplace and provides equal opportunities for career growth. The company actively works to increase diversity in its leadership teams and among financial advisors.
Environmental sustainability is integrated into keystone’s investment and operational decisions. It incorporates ESG factors while evaluating investments and companies. Keystone pursues eco-friendly practices in its offices and engages in several environmental stewardship initiatives as part of its commitment to sustainability.
In summary, keystone insurance and investment company is a leading composite insurer providing a wide range of insurance and financial solutions. Its strong financial position, high ratings, customer service and ethical values make it a trusted brand for insurance and investments.