Investing your money is an important financial decision that requires research and planning. When discussing investments, it helps to know key phrases and vocabulary in Spanish. In this article, we will cover common Spanish words and sentences for talking about investing so you can have investing conversations in Spanish. We’ll go over phrases for types of investments, risks and returns, how to open investment accounts, and more. Learning investing terms in Spanish will prepare you for investment discussions whether living abroad or using Spanish at home.
Common words for investment types and strategies in Spanish
Here are some key words for common investment types and strategies in Spanish:
Stocks – Acciones
Bonds – Bonos
Mutual funds – Fondos mutuos
ETFs (Exchange traded funds) – Fondos cotizados en bolsa (ETF)
Index funds – Fondos índice
Growth investing – Inversión en crecimiento
Value investing – Inversión en valor
Dividend investing – Inversión en dividendos
Dollar cost averaging – Promediar el costo en dólares
Diversification – Diversificación
Asset allocation – Asignación de activos
Knowing these terms will allow you to talk about what types of investments you want to make and discuss different investment strategies.
Important Spanish vocabulary for investment risks and returns
When investing, it’s crucial to weigh risks and potential returns. Here are some key phrases in Spanish for discussing investment risks and expected gains:
Risk – Riesgo
High/low risk – Alto/bajo riesgo
Risk tolerance – Tolerancia al riesgo
Return – Retorno, rendimiento
Rate of return – Tasa de rendimiento
Capital gains – Ganancias de capital
Dividend yield – Rendimiento por dividendo
Interest income – Ingresos por intereses
Principal – Capital
Understanding risk is key for choosing suitable investments. These Spanish terms will help you talk about your risk appetite and expected investment returns.
Useful Spanish phrases for opening investment accounts
Opening an investment account is one of the first steps in investing. Here are some helpful Spanish phrases:
I’d like to open an investment account. – Me gustaría abrir una cuenta de inversión.
What are the requirements to open an account? – ¿Cuáles son los requisitos para abrir una cuenta?
Do I need to deposit a minimum amount? – ¿Requiere un monto mínimo de depósito?
What fees are associated with this account? – ¿Qué comisiones están asociadas con esta cuenta?
Can I get a discount on fees? – ¿Puedo obtener un descuento en las comisiones?
When can I start trading/investing? – ¿Cuándo puedo comenzar a operar/invertir?
Asking these key questions will help you open the right investment account to match your goals. Knowing the vocabulary shows you have done your research.
Learning common Spanish investment terms and phrases allows clearer discussion of investment goals, risks, returns, and account specifics. Study this vocabulary to have productive conversations about investing in Spanish.