Fidelity Investments is one of the largest financial services companies in the world, offering investment management, retirement planning, brokerage, and other financial products and services. As more investors in Hawaii look to invest their money wisely, Fidelity has expanded its presence in the state. Here is an introduction to what Fidelity Investments offers for investors in Hawaii.
Fidelity first entered the Hawaii market in the 1960s and has continued to grow its operations there over the decades. The company now has multiple offices and financial centers across the islands to serve Hawaii residents. Investors can get personalized guidance on investing and retirement planning from Fidelity’s financial consultants in Hawaii.
Fidelity offers Hawaiian investors access to a wide range of mutual funds, ETFs, stocks, bonds and other investments. Fidelity is best known for its extensive lineup of low-cost index funds and mutual funds that invests in stocks, bonds, real estate and more. The company’s research and fund managers can help investors pick suitable investments for their goals.
In addition, Fidelity provides brokerage services for stock trading, options, bonds and more. Investors can open taxable or retirement brokerage accounts with Fidelity to invest online or with a dedicated broker. For retirement planning, Fidelity offers IRAs, 401(k)s, and other accounts to help Hawaii residents save and invest for the future.
Looking ahead, Fidelity will likely continue expanding its presence and services for Hawaiian investors. The company combines its financial strength and nationwide resources with local expertise to meet Hawaii’s unique investment needs. For Hawaiians looking to invest wisely, Fidelity Investments provides an attractive option for managing your money.
Fidelity Offers a Wide Range of Low-Cost Funds in Hawaii
One of the biggest benefits Fidelity provides for investors in Hawaii is access to a vast array of mutual funds and ETFs. Fidelity offers hundreds of mutual funds that invest in stocks, bonds, real estate and other asset classes. This makes it easy for Hawaiian investors to build a well-diversified portfolio.
Fidelity is especially well known for its index mutual funds and ETFs that track major market indexes. The Fidelity ZERO Large Cap Index Fund and Fidelity ZERO Total Market Index Fund have no minimum and ultra-low expense ratios. These index funds allow Hawaii investors to invest in a broad swath of the US stock market at very low cost.
In addition, Fidelity offers actively managed funds focused on specific sectors, markets and strategies. For example, Hawaiian investors can invest in Fidelity funds specializing in dividend stocks, real estate, emerging markets, municipal bonds and more. Fund managers employs stock research and analysis to pick investments they believe will outperform the broader market.
Having access to such a wide range of mutual fund investments from a single provider simplifies investing for Hawaii residents. Fidelity funds also do not have any transaction fees when bought or sold on Fidelity’s brokerage platform. The combination of low costs, no transaction fees and extensive fund choices makes Fidelity funds very appealing for Hawaiian investors.
Fidelity Provides Full-Service and Online Brokerage Options in Hawaii
Hawaii residents have multiple options for opening a brokerage account with Fidelity to invest in stocks, ETFs, options and more. Investors can choose between Fidelity’s full-service brokerage or online/discount brokerage platforms.
For personalized investment guidance, Fidelity’s full-service brokerage provides dedicated broker support. Investors are assigned an account representative who can provide trading ideas, research reports, retirement planning and more. Of course, full-service brokerage comes with higher account fees and trading commissions.
Alternatively, investors can opt for Fidelity’s online brokerage platforms such as Fidelity.com. This allows DIY investing with lower fees but less personalized guidance. Hawaiian investors can trade stocks, ETFs, options, mutual funds and more through the website or Fidelity mobile app. Active traders may benefit from features like real-time streaming quotes, advanced trading platforms and more.
In addition, Fidelity offers a robo-advisor service called Fidelity Go. This provides algorithm-based investment management for a low annual fee. Based on a client’s profile, Fidelity Go automatically invests in low-cost ETFs and adjusts the allocation over time. It’s a hands-off approach for beginner investors who don’t want to pick their own investments.
Having multiple brokerage options allows Hawaii residents to choose the right account based on their preferences for fees, investment choices and advisor support.
Fidelity Offers Retirement Accounts and Planning in Hawaii
Helping clients save and invest for retirement is a major focus for Fidelity in Hawaii. The company provides a range of tax-advantaged retirement accounts along with financial planning services.
For investors still saving for retirement, Fidelity offers options like IRAs and solo 401(k)s. These allow tax-deferred investing that can compound returns over decades. Fidelity also supports employer-sponsored plans like 401(k)s, 403(b)s, and pensions. The company works with many Hawaiian employers to provide retirement plans and investment options for their workforce.
In addition, Fidelity can help retirees or those nearing retirement with income planning. This includes guidance on withdrawing money from retirement accounts, setting up lifetime income sources, and managing taxes. Fidelity also offers annuities and other products to generate retirement income.
The company’s local financial consultants in Hawaii can provide personalized advice based on an investor’s situation. This retirement planning may involve recommendations on optimizing Social Security benefits, managing healthcare costs, estate planning and more.
With its combination of investment products and planning support, Fidelity is well positioned to help Hawaiian investors prepare for a comfortable retirement. The company has the expertise and resources to address the full range of retirement challenges investors in the state may face.
Fidelity Brings Its Financial Strength to Hawaiian Investors
With over 70 years of experience, Fidelity stands out for its scope, size and stability in the financial industry. The company has over $11 trillion in assets under administration and 34 million clients worldwide. For investors in Hawaii, Fidelity’s tremendous scale provides some key advantages.
First, Fidelity offers stability and staying power that investors can depend on for decades to come. The company is privately owned by the Johnson family, limiting pressure from Wall Street to focus on short-term profits over client interests. Fidelity has continued expanding in Hawaii for over 50 years.
Second, Fidelity can leverage its size to provide a comprehensive range of low-cost investment and planning solutions to meet Hawaiian investors’ needs. The company’s in-house asset management keeps fund fees low, for example.
Finally, Fidelity has the resources to invest heavily in security, customer service, educational content and financial technology. Hawaiian clients benefit from high-tech tools for researching investments, accessing accounts, and getting guidance online.
While Fidelity has a national and even global footprint, the company does a good job catering to Hawaii’s specific needs. Fidelity combines its financial strength and experience with local expertise to serve Hawaiian investors.
In summary, Fidelity Investments has a long history of providing investment and retirement services to Hawaii residents. Investors in the state can access low-cost mutual funds, ETFs, brokerage accounts and more from Fidelity. The company also offers localized financial planning and guidance from its Hawaii-based experts. For Hawaiians seeking to invest and prepare for retirement, Fidelity stands out as a leading choice.